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    Often referred to as ‘the sandwich generation’, many 40 to 60 year old's can find themselves providing financial assistance not only to their children, but also to their mums and dads. With increased life expectancy, many older people can expect to live well into their 80's and 90's but may require assistance with daily living or need to go into residential care. At the other end of the scale,[...]

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    Investing and Tax Efficiency

    Where could you turn to if you wish to invest in the most tax efficient way and for one reason or another are unable to make an increased payment into your pension, or ISA?  When it comes to tax efficiency, these tend to be the more common investment vehicles. However, another world exists, that does not involve being smart with the tax rules and taking risks with HMRC. There are legitimate [...]

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