Background
Since beginning his career in 1988, David has played a leading role in financial services, advising individuals, families, and businesses on the full spectrum of financial planning. He founded Keystone Wealth Management in 2010 with the aim of delivering clear, tailored advice supported by a highly experienced team.
David is both a Financial and Mortgage Adviser, with expertise spanning pensions, investments, mortgages, protection, and holistic planning. He has extensive experience working with both private clients and corporate organisations, advising on everything from ISAs and retirement planning to employee benefits, group pensions, and property finance.
Based in Thames Ditton, David continues to lead Keystone with the same core principle he founded the business on: putting clients’ interests first and delivering advice that is clear, personal, and effective.
Areas Of Expertise
Pensions and retirement planning
Investments and ISAs
Residential and buy-to-let mortgages
Protection, including life, critical illness, and income protection
Inheritance tax planning
Holistic financial planning for individuals and businesses
Property finance and corporate solutions
Inheritance Tax planning & Some buy to let mortgages are not regulated by the Financial Conduct Authority
David Carter
Founder
David Carter is the Managing Director and founder of Keystone Wealth Management, with over 35 years of experience advising clients across the UK. Known for his client-first approach, David combines deep industry knowledge with a commitment to building long-term, trusted relationships.
Kingston upon Thames
Esher
Surbiton
Walton-on-Thames
Weybridge
Richmond
What Our Clients Say About David
Adam Stiles
David is incredibly friendly, trustworthy, knowledgeable, and professional. I have absolutely loved working at Keystone, and having David as the driving force behind this has been the main factor. It's refreshing to work with someone so forward thinking in our industry, and a man who looks after his clients like very few I have ever seen.
Emily
David has been amazing, he always comes up with a solution to tricky situations- I can’t thank him enough!
David Milton-Tayler
David's first name terms with leading lenders helped to cut through and get the deals done. He kept us appraised at all times and costs were fair and reasonable. I completely recommend KEYSTONE.
Get Advised By David
Let’s make your next move a confident one.
Whether you’re just starting to explore your options or ready to take the next step, our experienced advisers are here to help — no pressure, no jargon, just tailored advice that works for you.
✅ 100% free initial consultation (approx 30 Minutes)
✅ No obligations, just clarity
✅ Speak to a real adviser who understands your goals
Fill out the form and we’ll be in touch shortly to arrange a time that suits you, or call us directly on +44 (0) 208 939 4545